0% Balance Transfers - Take a break from paying interest on your existing credit cards, personal loans or other debts for a year or more with a 0% balance transfer. Learn more...
Credit cards with 0% balance transfers allow you to transfer a debt (usually from an existing credit card) to your new card and avoid paying interest for around 12 months.
When doing a balance transfer there are three things to be aware of;
1. Never spend and BT on the same card - you will be charged interest on your spend, for purchases cards try here.
2. Be aware of the 'Handling fee' which is a percentage of the total balance transferred levied by the issuer.
3. Ensure that you clear the debt or transfer your balance again by the end of the 0% period, otherwise you will pay interest at the standard rate - usually around 15% APR.
Follow these rules and you will be able to take a well earned break for paying interest by using balance transfer credit cards such as those on Credit Card Today.co.uk. Hide^
| 0% Balance Transfer Cards | Balance Transfer | APR | Benefits & Rewards | Apply |
|---|---|---|---|---|
Egg Credit Card |
13 Months (3% Fee) |
16.9% |
|
 More Info |
Capital One Platinum |
0% untill 1st November 2008 (1.7% fee) |
9.9% |
|
More Info |
Natwest Gold Card |
13 months (2.9% fee) |
13.9% |
|
More Info |
Virgin Credit Card |
15 Months (2.98% fee) |
15.9% |
|
More Info |
RBS Gold Credit Card |
13 months (2.9% fee) |
13.9% |
|
More Info |
Natwest Classic |
13 months (2.9% fee) |
13.9% |
|
More Info |
MBNA Platinum Plus |
0% until April 2009 (2.9% fee) |
15.9% |
|
More Info |
